Life insurance without medical questions, often called “no-medical-exam life insurance,” is a type of life insurance that does not require a medical exam as part of the application process. This makes it an attractive option for people who may have difficulty qualifying for traditional life insurance due to health concerns or pre-existing conditions.
No-medical-exam life insurance policies typically have lower coverage limits and higher premiums than traditional life insurance policies, but they can still provide a valuable death benefit to your loved ones. They are also often easier to qualify for, making them a good option for people who need coverage quickly and easily.
